FAQ’s

How do I apply for and get approved for this card?
Visit Customer Service and show the associate a VALID government issued photo ID and complete & sign an ACH authorization form. You’ll receive the card & a copy of the card program terms and conditions. Then call 800-516-7840 found on the front of the envelope to activate your card.
What personal information is required to activate the card?
To process the application ChargeIt+Plus needs your name, address, date of birth, SS# and other identifying information. ChargeIt+Plus will ask for additional documentation as well, such as your bank account & routing # from your personal check.
What does it cost to use this card?
There is a service fee added to each purchase. Your account will be debited for the total amount of your purchases during the debit period, plus the applicable fees. There is also a one-time activation fee of $4.95. This is much less expensive than a returned check, which costs $30 to the store & your bank charges $30 – $38.
What happens once the card is activated?
Once your card is activated TODAY, you will have $50 or more in credit to use in our store for merchandise of your choice TODAY if you’d like.
What if I only used $40 of the $50 line-of-credit that was on my card in one month?
The bank will debit your account for only the amount you use, plus the applicable fees.
Will I receive a reminder before they deduct the money from my account?
If you provide an email address to the clerk on the 800# when activating your card, you will receive an email about seven days before your bank account is drafted.
What if I receive the email but I won’t have the money in my account for them to take four days later?
When you receive the reminder email, call immediately if you won’t have the money and they will extend your debit date for up to 30 more days for a fee of only $16. Be sure you call at least four days prior to your pending debit.
In what states do you currently do business?
We currently do business in the following states:
Alabama, Arizona, California, Delaware, Idaho, Illinois, Indiana, Kentucky, Louisiana, Maryland, Michigan, Mississippi, Missouri, Nevada, North Dakota, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Virginia, Vermont, Washington, Washington DC.